Terms of service

1. Acceptance of Terms and Conditions

Your access to and use of Gizmo ("Service Provider," "We," "Our") is subject exclusively to these Terms and Conditions. You agree not to use the website for any unlawful purpose or in violation of these Terms and Conditions. By using the website, you fully accept the terms, conditions, and disclaimers contained herein. If you do not accept these Terms and Conditions, you must immediately cease your use of the website.

2. Credit Card Details

Gizmo will never request your credit card details and ask that you do not enter such information on any forms on the website. While the site may contain links to external websites that may offer paid services, we are not responsible for the content or security of those sites.

3. Advice Disclaimer

The content provided on Gizmo does not constitute professional financial advice and should not be relied upon when making financial decisions. Users are encouraged to consult with a qualified financial advisor for personalized guidance.

4. Change of Use

Gizmo reserves the right to:

• Change or remove (temporarily or permanently) the website or any part of it without prior notice, and you acknowledge that Gizmo shall not be liable to you for any such changes or removals; and
• Modify these Terms and Conditions at any time. Your continued use of the website following any changes shall be considered your acceptance of such changes.

5. Links to Third Party Websites

Gizmo may include links to third-party websites that are controlled and maintained by others. Any links to external sites are not endorsements of those sites, and you acknowledge that we are not responsible for the content or availability of any such sites.

We do not necessarily endorse, support, or agree with the comments, opinions, or statements posted on forums, blogs, or otherwise contained on the website. Any information or material placed online, including advice and opinions, are the views and responsibilities of those who post them and do not necessarily represent the views of Gizmo. You agree that Gizmo shall not be liable for any information or materials posted by others, including any defamatory, offensive, or illicit material, even if it violates this Agreement.

6a. Copyright

All copyright, trademarks, and other intellectual property rights in the website and its content (including, without limitation, the website design, text, graphics, and all software and source codes associated with the website) are owned by or licensed to Gizmo or otherwise used by Gizmo as permitted by law.

By accessing the website, you agree that you will access the content solely for your personal, non-commercial use. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold, or distributed without the prior written consent of the copyright holder. This excludes downloading, copying, and/or printing pages of the website for personal, non-commercial home use only.

6b. Copyright Complaints

Gizmo respects the intellectual property of others and requests our users to do the same. In appropriate circumstances and at our discretion, we may suspend or terminate the access of users, subscribers, registrants, and account holders who infringe the copyright rights of others.

If you believe that your work has been copied and is accessible on the website in a way that constitutes copyright infringement, or that the website contains links or references to another online location that contains material or activity infringing your copyright rights, you may notify us by providing the following information (as required by the Online Copyright Infringement Liability Limitation Act of the Digital Millennium Copyright Act, 17 U.S.C. sec. 512) to our copyright agent set forth below:

• A physical or electronic signature of the person authorized to act on behalf of the owner of the exclusive right that is allegedly infringed;
• Identification of the copyrighted work claimed to have been infringed, or if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;
• Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, along with information reasonably sufficient to permit Gizmo to locate the material;
• Information reasonably sufficient to permit Gizmo to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted;
• A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
• A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

Send all notifications to [email protected].

7. Disclaimers and Limitationsis of Liability

The website is provided on an AS IS and AS AVAILABLE basis without any representation or endorsement made and without warranty of any kind, whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security, and accuracy.

To the extent permitted by law, Gizmo will not be liable for any indirect or consequential loss or damage whatsoever (including, without limitation, loss of business, opportunity, data, or profits) arising out of or in connection with the use of the website.

Gizmo makes no warranty that the functionality of the website will be uninterrupted or error-free, that defects will be corrected, or that the website or the server that makes it available is free of viruses or anything else that may be harmful or destructive.

Nothing in these Terms and Conditions shall be construed to exclude or limit the liability of Gizmo for death or personal injury as a result of the negligence of Gizmo or that of its employees or agents.

YOU ACKNOWLEDGE THAT YOU ARE USING THE WEBSITE AT YOUR OWN RISK. THE WEBSITE IS PROVIDED “AS IS,” AND GIZMO, ITS AFFILIATES, AND ITS THIRD-PARTY SERVICE PROVIDERS HEREBY EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES, EXPRESS AND IMPLIED, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF ACCURACY, RELIABILITY, TITLE, MERCHANTABILITY, NON-INFRINGEMENT, FITNESS FOR A PARTICULAR PURPOSE, OR ANY OTHER WARRANTY, CONDITION, GUARANTEE, OR REPRESENTATION, WHETHER ORAL, IN WRITING, OR IN ELECTRONIC FORM, INCLUDING BUT NOT LIMITED TO THE ACCURACY OR COMPLETENESS OF ANY INFORMATION CONTAINED THEREIN OR PROVIDED BY THE WEBSITE. GIZMO, ITS AFFILIATES, AND ITS THIRD-PARTY SERVICE PROVIDERS DO NOT REPRESENT OR WARRANT THAT ACCESS TO THE WEBSITE WILL BE UNINTERRUPTED THAT THERE WILL BE NO FAILURES, ERRORS, OMISSIONS OR LOSS OF TRANSMITTED INFORMATION, OR THAT NO VIRUSES WILL BE TRANSMITTED ON THE WEBSITE.

GIZMO, ITS AFFILIATES, AND ITS THIRD-PARTY SERVICE PROVIDERS SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTIES FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ALLEGEDLY SUSTAINED ARISING OUT OF THIS AGREEMENT, THE PROVIDING OF THE WEBSITE HEREUNDER, THE SALE OR PURCHASE OF ANY GOODS OR MERCHANDISE, YOUR ACCESS TO OR INABILITY TO ACCESS THE WEBSITE, INCLUDING FOR VIRUSES ALLEGED TO HAVE BEEN OBTAINED FROM THE WEBSITE, YOUR USE OF OR RELIANCE ON THE WEBSITE OR ANY OF THE MERCHANDISE, INFORMATION, OR MATERIALS AVAILABLE ON THE WEBSITE, REGARDLESS OF THE TYPE OF CLAIM OR THE NATURE OF THE CAUSE OF ACTION, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME STATES DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU. YOU MAY ALSO HAVE OTHER RIGHTS THAT VARY FROM STATE TO STATE.